Prep RetentionInsurance Exam Prep

Hawaii insurance licensing law practice questions

Last updated

Both Hawaii producer exams start the state part with 23 questions on "Hawaii laws and rules common to life, accident and health, property, casualty and personal lines insurance." Licensing is a big piece of it, citing HRS 431:9A-101 through 130. [1] This page sums up those licensing rules and gives 12 practice questions, each tied to the Hawaii Revised Statutes section it comes from.

Key rules

Practice questions

1. What is the minimum age for a Hawaii producer license?
A. 16
B. 18
C. 19
D. 21

Answer: B. (431:9A-106(a)(1)) [3]

2. A producer changes their home address. How long do they have to tell the commissioner?
Answer: Thirty days. A "change of status" includes changes to legal name, assumed name, business or home address, phone, email and website. (431:9A-107(f)) [5]

3. A license goes inactive because the renewal fee was not paid. How can it be reinstated without an exam?
Answer: By paying the fee and a penalty of double the unpaid renewal fees within twelve months of the inactivation date, while in compliance with chapter 431. (431:9A-107(c)) [6]

4. A producer dies. For how long can the commissioner issue a temporary license to the surviving spouse?
Answer: Up to one hundred eighty days, without an exam. (431:9A-111(a)(1)) [7]

5. An insurer files a producer's appointment late, after the fifteen-day window. When does the appointment take effect?
Answer: On the date the commissioner receives the appointment form. (431:9A-114(b)) [8]

6. If a producer turns out to be ineligible for appointment, how soon must the commissioner tell the insurer?
Answer: Within five days of the determination. The commissioner verifies eligibility within a reasonable time not over thirty days. (431:9A-114(c)) [8]

7. An insurer terminates a producer. When must it notify the commissioner?
Answer: Within thirty days after the termination takes effect. It then mails a copy to the producer within fifteen days, and the producer has thirty days to file written comments. (431:9A-115) [9]

8. A producer is criminally prosecuted. When must they report it?
Answer: Within thirty days of arraignment. Civil or administrative actions must be reported within thirty days of the final disposition. (431:9A-117) [10]

9. How many continuing education credit hours does a life or accident and health producer need for renewal?
Answer: Twenty-four: twenty-one on the line of authority and three on ethics or insurance laws and rules. (431:9A-124(b)(1)) [11]

10. Can extra CE hours carry over to the next two-year cycle?
Answer: No. Carryover hours earned beyond the requirement do not count. (431:9A-124(c)) [11]

11. How long must a producer keep their own continuing education records?
Answer: Four years after completing the approved offering. (431:9A-125(a)) [12]

12. How long must transaction records be kept open to the commissioner?
Answer: Five years after the transaction is completed. This does not apply to life or accident and health records the insurer customarily keeps in its own offices. (431:9A-123) [13]

License discipline

Section 431:9A-112 lets the commissioner deny, place on probation, suspend, revoke or refuse to renew a license, and levy a civil penalty, for causes that include false information on the application, misappropriating money, having been convicted of a felony, forging a name on an application, using notes during a licensing exam, and accepting business from an unlicensed person. A licensee can demand a hearing in writing within ten days of receiving notice, and the hearing is held within thirty days of the demand. [14]

Premiums and commissions

Study tips

More Hawaii law questions are in the free Hawaii insurance law practice test.

Prep Retention is independent and is not affiliated with Pearson VUE or the state.

Sources

Laws and exam documents quoted as of October 2026.

  1. Pearson VUE, Hawaii content outlines 121201 (effective January 1, 2026): https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/121201.pdf
  2. HRS 431:9A-103: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0103.htm
  3. HRS 431:9A-106: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0106.htm
  4. HRS 431:9A-105: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0105.htm
  5. HRS 431:9A-107: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0107.htm
  6. HRS 431:9A-107(c): same URL as source 5
  7. HRS 431:9A-111: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0111.htm
  8. HRS 431:9A-114: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0114.htm
  9. HRS 431:9A-115: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0115.htm
  10. HRS 431:9A-117: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0117.htm
  11. HRS 431:9A-124: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0124.htm
  12. HRS 431:9A-125: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0125.htm
  13. HRS 431:9A-123: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0123.htm
  14. HRS 431:9A-112: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0112.htm
  15. HRS 431:9A-123.5: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0123_0005.htm
  16. HRS 431:9A-113: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0113.htm

More free Hawaii exam help

Checkout