Massachusetts insurance license exam practice tests
Built only for the Massachusetts Life and Accident & Health producer licenses. Full practice exams in the Pearson VUE format: 50 general questions and 30 on Massachusetts law. When you submit, each question shows why every choice is right or wrong and quotes the statute or source it comes from.
50 + 30 formatThe real exam: 50 general and 30 Massachusetts law questions
70passing score (scaled)
July 22, 2026Massachusetts exams moved to Pearson VUE
In personat a Pearson test center; remote testing has ended
Sources: Pearson VUE Massachusetts content outlines and candidate handbook, and mass.gov. Check them for current details.
Why Prep Retention
Made only for the Massachusetts Life and Accident & Health exams, and built around one idea: you should know exactly why every answer is right.
The Massachusetts exam changed on July 22, 2026. When we checked in October 2026, some study pages online still described the old 100-question exam. Every practice exam here follows the current outline: 50 general questions and 30 on Massachusetts law.
Every paid question quotes the statute or source it comes from, with a link to read it yourself. None of the other Massachusetts courses we checked advertise this.
Some practice tests only tell you right or wrong. Here, every question explains why each choice is right or wrong, including every Massachusetts law question.
Every question and its answer choices can be read aloud with one tap in most browsers. Good for learning on the go or if you study better by listening. None of the other courses we checked advertise this.
$54.99 per exam or $79.99 for both. One-time payment, no subscription. All seven study tools come with every package. No higher tier to unlock more tools.
Your access lasts 180 days from the day you buy, so a slow start or a second try at the exam still fits inside your access.
Questions you get wrong return on later days until you get them right in separate review sessions, so weak spots do not stay weak.
Comparisons are based on the public pages of Massachusetts life and health exam prep courses we checked in October 2026.
What you get
They work together: practice exams find your gaps, quizzes, flashcards and the study guide fill them, and the review queue brings back what you missed. Every screen below is the real product.
Tool 01
Sit a complete practice exam before you sit the real one. 80 questions in the same topic mix as the Pearson content outline: 50 general and 30 on Massachusetts law. Timed, with no hints until you submit.
Tool 02
Ten questions on one topic when you only have ten minutes. Every topic in the exam outline has its own quiz, from types of life policies to Massachusetts accident and health laws. Untimed, with full explanations after you submit.
Tool 03
Cards that come from the same sourced questions you practice. Each card shows the concept and a question on the front. Turn it over for the answer, a short reason and the source it comes from.
Tool 04
Every topic of the exam outline on one page, with the law behind it. The study guide is built from the same sourced questions: for each topic it lists the key concepts with the quoted statute, regulation or official source, its citation and a link to read it in full.
Tool 05
The questions you missed come back until they stick. Miss a question in any practice test and it returns on a later day. It keeps coming back until you get it right in three separate review sessions.
Tool 06
It's the fastest way to make it stick: answer the question, then see exactly why, straight from the law.
In the paid version only. The free sample test shows the explanations but not the quoted source.
See why each answer is right, and check the law yourself. After you submit, every question shows the correct answer, why each choice is right or wrong, and a quoted passage from the statute, regulation or official source, with a link to read it in full.
Tool 07
Know which topics are holding you back. Your answers roll up into scores by topic and a readiness estimate weighted like the exam outline, compared with a 70% target. The real exam's passing score of 70 is not the same as getting 70% of the questions right, so this is an estimate from your practice, not a prediction of your real score.
Pricing
One-time payment. No subscription and no automatic renewal. 180 days of access. No other fees.
$54.99
One-time payment
For the Massachusetts Life Producer license: life policies, riders, underwriting, retirement plans and Massachusetts life law.
See what is covered$79.99
$109.98 separately You save $29.99
One-time payment
Both Massachusetts exams, every topic. $29.99 less than buying them one at a time.
See the bundle$54.99
One-time payment
For the Massachusetts A&H license: health policies, provisions, social insurance, underwriting and Massachusetts health law.
See what is coveredEvery question explains all four choices and quotes the law it comes from.
Massachusetts exam FAQ
Short answers from the official Pearson VUE and mass.gov pages. Check them for current details.
Each exam has 80 questions: 50 general insurance questions and 30 on Massachusetts law.
The passing score is 70, on a scaled score.
Pearson VUE. The Massachusetts insurance exams moved to Pearson VUE on July 22, 2026.
Source: Pearson VUE Massachusetts candidate handbook, mass.gov insurance licensing examinations.
No. Remote testing has ended. You take the exam in person at a Pearson VUE test center.
The exam fee is $37 per exam, paid to Pearson VUE. A retake needs a new registration and a new fee.
No. Our practice questions are written by us and are not questions from the actual exam. Prep Retention is not affiliated with Pearson or the Massachusetts Division of Insurance.
Prep Retention is independent practice material. It is not affiliated with or endorsed by Pearson or the Massachusetts Division of Insurance, it is not an approved course, and no certificate is issued. Our questions are written by us; they are not questions from the actual exam. We do not guarantee that you will pass. Results vary.
Exam details on this page are summaries for study purposes and may change. For official and current information about the exam, scheduling, fees and licensing requirements, check the Massachusetts Division of Insurance and the exam provider directly.
