Idaho insurance exam guide (2026)
Last updated
The Idaho Life and Accident and Health producer exams, from Pearson VUE's Idaho content outlines (effective July 31, 2025) and candidate handbook.
The exam at a glance
| Life Producer (InsID-Life0001) | Accident and Health Producer (InsID-AH0002) | |
|---|---|---|
| General knowledge questions | 50 scored + 5 pretest | 50 scored + 5 pretest |
| Idaho law questions | 25 scored + 6 pretest | 25 scored + 6 pretest |
| Total on the exam | 86 (75 scored) | 86 (75 scored) |
| Time allowed | 120 minutes | 120 minutes |
| Where | Test center or online (OnVUE) | Test center or online (OnVUE) |
| Languages | English or Spanish | English or Spanish |
The question counts come from the content outlines; the time comes from the candidate handbook. The handbook does not state a passing score. It says "Each examination is divided into two parts: the general section and the state section. Candidates who pass one section of the examination and fail the other need to retake the portion they did not pass."
Idaho has no combined Life and Accident and Health exam; each line is a separate exam.
What is on the Life exam
| Section | Scored questions |
|---|---|
| I. Types of Policies | 15 |
| II. Policy Riders, Provisions, Options, and Exclusions | 15 |
| III. Completing the Application, Underwriting, and Delivering the Policy | 12 |
| IV. Retirement and Other Insurance Concepts | 8 |
| Idaho statutes, rules, and regulations common to all lines | 12 |
| Idaho statutes, rules, and regulations common to life and health/disability insurance only | 3 |
| Idaho statutes, rules, and regulations pertinent to life insurance only | 10 |
What is on the Accident and Health exam
| Section | Scored questions |
|---|---|
| I. Types of Policies | 16 |
| II. Policy Provisions, Clauses, and Riders | 15 |
| III. Social Insurance | 6 |
| IV. Other Insurance Concepts | 5 |
| V. Field Underwriting Procedures | 8 |
| Idaho statutes, rules, and regulations common to all lines | 12 |
| Idaho statutes, rules, and regulations common to life and health/disability insurance only | 3 |
| Idaho statutes, rules, and regulations pertinent to health/disability insurance only | 10 |
Idaho law is 25 of the 75 scored questions on each exam (one third). Practice it: free Idaho insurance law questions.
Scheduling and test day
- Where: in person at a Pearson VUE test center, or online with OnVUE for the English Life and Accident and Health exams. The handbook lists test centers in Boise, Coeur d'Alene, Nampa, Post Falls, Pocatello, Twin Falls, Idaho Falls and Lewiston, plus one center in a neighboring state, and says candidates may test at any Pearson VUE test center in the US.
- No state approval needed: the handbook says "You do not require approval from the State of Idaho to take the examination."
- Walk-in exams are not available.
Results and retakes
Your score report says pass or fail; a failing report also shows a numeric score and diagnostic information on the general part. The handbook says you can retake 24 hours after your last attempt and there is no limit on the number of attempts. Results are valid for 180 days.
Do I need a pre-licensing course in Idaho?
The handbook and the Idaho Department of Insurance list no education step, and Idaho Code 41-1007 lists the findings for a resident license (including age 18, fees and passing the exams) without one. Neither source has an explicit statement either way, so check with the Department if you are unsure.
Ready to practice? Try the free Life or Accident & Health practice test.
Sources
- Pearson VUE Idaho content outlines #121301 (effective July 31, 2025)
- Pearson VUE Idaho insurance candidate handbook #121300 (October 2025)
- Pearson VUE Idaho insurance page
- Pearson VUE Idaho OnVUE online testing
- Idaho Department of Insurance, apply for a resident producer license
- Idaho Code 41-1007, license issuance (legislature.idaho.gov)