Prep RetentionInsurance Exam Prep

South Carolina insurance license exam practice tests

South Carolina Life and Accident & Health producer exam prep, with the law behind every answer.

Built for the South Carolina Life and Accident & Health producer licenses, on the Pearson VUE outline in effect from September 15, 2026: 50 general questions and 25 on South Carolina law. When you submit, each question shows why every choice is right or wrong and quotes the statute or regulation it comes from.

See the tools

Try the 15-question sample test

A submitted South Carolina law practice question with the correct answer marked, an explanation for each choice and the quoted South Carolina law it comes from.
The source box for that question: the quoted South Carolina law, its citation, and a link to read it.

50 + 25 formatThe real exam: 50 general and 25 South Carolina law questions

120 mintest time for each exam

70passing score (a reported score, not a percent correct)

$59Pearson VUE fee for each exam

Sources: Pearson VUE South Carolina content outlines (effective September 15, 2026) and candidate handbook. Check them for current details.

Why Prep Retention

What makes Prep Retention different

Built for the South Carolina Life and Accident & Health exams around one idea: you should know exactly why every answer is right.

  • Built for the exam you will actually take

    South Carolina put new exam outlines in place effective September 15, 2026. Every practice exam here follows them: 50 general questions and 25 on South Carolina law, with the same section weights as the real exam.

  • The law quoted in every answer

    Every paid question quotes the statute or source it comes from, with a link to read it yourself.

  • All four choices explained

    Some practice tests only tell you right or wrong. Here, every question explains why each choice is right or wrong, including every South Carolina law question.

  • Hear any question read aloud

    Every question and its answer choices can be read aloud with one tap in most browsers. Good for learning on the go or if you study better by listening.

  • One price, everything included

    $54.99 per exam or $79.99 for both. One-time payment, no subscription. All seven study tools come with every package. No higher tier to unlock more tools.

  • 180 days to study

    Your access lasts 180 days from the day you buy, so a slow start or a second try at the exam still fits inside your access.

  • Missed questions come back

    Questions you get wrong return on later days until you get them right in separate review sessions, so weak spots do not stay weak.

What you get

Seven study tools for the South Carolina Life and A&H exams

They work together: practice exams find your gaps, quizzes, flashcards and the study guide fill them, and the review queue brings back what you missed. Every screen below is the real South Carolina product.

Tool 01

Full-length exam simulators

Sit a complete practice exam before you sit the real one. 75 questions in the same topic mix as the Pearson content outline: 50 general and 25 on South Carolina law. Timed at 120 minutes (Pearson's South Carolina handbook lists a test time of 120 for this exam), with no hints until you submit.

  • Section simulators for just the general part or just South Carolina law
  • A weak-spot simulator built from your three weakest topics
  • Flag questions and change answers until you submit
  • Standard time, 1.5 times, 2 times or untimed
A South Carolina practice exam in progress: question 12 of 75, with a running timer and one choice selected.

Tool 02

Topic mini quizzes

Ten questions on one topic when you only have ten minutes. Every topic in the exam outline has its own quiz, from types of life policies to South Carolina accident and health laws. Untimed, with full explanations after you submit.

  • One quiz for every outline topic in your exam
  • Good for a lunch break or the train
  • Results feed your readiness and weak spots
The mini quiz list on the South Carolina dashboard, one card per exam topic including South Carolina laws for both exams and South Carolina life insurance laws, each with a Start quiz button.

Tool 03

Flashcards built from the question bank

Cards that come from the same sourced questions you practice. Each card shows the concept and a question on the front. Turn it over for the answer, a short reason and the source it comes from.

  • Built automatically for every topic, nothing to make yourself
  • Mark a card "I know this" or "Still learning"
  • Known cards move to the back of the deck, so you still see them again
A flashcard turned over, showing the answer, the reason and a quoted source passage.

Tool 04

Study guide with the quoted law

Every topic of the exam outline on one page, with the law behind it. The study guide is built from the same sourced questions: for each topic it lists the key concepts with the quoted statute, regulation or official source, its citation and a link to read it in full.

  • One guide for every outline section of your exam
  • Grouped by topic, each source listed once
  • Sits next to the flashcards on your dashboard
The study guide for South Carolina life insurance laws: a key point with the quoted South Carolina law, its citation and a link.

Tool 05

Due today review

The questions you missed come back until they stick. Miss a question in any practice test and it returns on a later day. It keeps coming back until you get it right in three separate review sessions.

  • Your dashboard says how many questions are due today
  • One click starts a short review session
  • Finished questions drop out on their own
The Due today panel showing missed questions ready for review and a Review now button.

Tool 06

Every question is directly sourced

It's the fastest way to make it stick: answer the question, then see exactly why, straight from the law.

See why each answer is right, and check the law yourself. After you submit, every question shows the correct answer, why each choice is right or wrong, and a quoted passage from the statute, regulation or official source, with a link to read it in full.

  • An explanation for all four choices, not just the right one
  • The quoted passage sits next to the answer it supports
  • Report a problem button on every question
A results card: the chosen answer marked Incorrect, the correct answer marked Correct, explanations for each choice and a source box with the quoted law.

Tool 07

Readiness tracking

Know which topics are holding you back. Your answers roll up into scores by topic and a readiness estimate weighted like the exam outline, compared with a 70% target. The real exam's passing score of 70 is not the same as getting 70% of the questions right, so this is an estimate from your practice, not a prediction of your real score.

  • Scores and status for every outline topic
  • Your weakest topics listed in order
  • A history of every test you have taken
The readiness panel showing a readiness percentage compared with the passing mark.

Pricing

Pick the South Carolina license you are going for

One-time payment. No subscription and no automatic renewal. 180 days of access. No other fees.

Life only

$54.99

One-time payment

Life Producer

For the South Carolina Life Producer license: life policies, riders, underwriting, retirement plans and South Carolina life law.

See what is covered
Save $29.99 Both licenses

$79.99

$109.98 separately You save $29.99

One-time payment

Life + Accident & Health bundle

Both South Carolina exams, every topic. $29.99 less than buying them one at a time.

See the bundle
Health only

$54.99

One-time payment

Accident and Health Producer

For the South Carolina A&H license: health policies, provisions, social insurance, underwriting and South Carolina health law.

See what is covered

Free South Carolina practice tests and guides

Every question explains all four choices and quotes the law it comes from.

South Carolina exam FAQ

Questions about the South Carolina insurance exam

Short answers from the official Pearson VUE pages and the South Carolina Code. Check them for current details.

How many questions are on the South Carolina Life and Accident & Health producer exams?

Each exam has 75 scored questions: 50 general insurance questions and 25 on South Carolina laws and regulations (18 for all lines and 7 for your line). There are also 10 pretest questions, so you see 85 in all.

Source: Pearson VUE South Carolina content outlines (effective September 15, 2026).

How long is the South Carolina insurance exam, and what score do I need?

The candidate handbook lists a test time of 120 for each exam. The table does not print the unit; read as minutes, that is 2 hours. The passing score is reported as a score of 70, which is not a percentage or number of correct answers, and you must pass both the general and the state part.

Source: Pearson VUE South Carolina candidate handbook.

How much does the South Carolina insurance exam cost?

The fee is $59 per exam, paid to Pearson VUE when you book. The initial producer license fee is a separate $25.

Source: Pearson VUE South Carolina candidate handbook, S.C. Code Title 38, Chapter 43.

Can I take the South Carolina insurance exam online from home?

Pearson VUE's South Carolina insurance page says you can take exams in person at a Pearson VUE test center or online from home.

Source: Pearson VUE South Carolina insurance page.

Do I need a pre-licensing course for the South Carolina Life or Accident & Health exam?

South Carolina's producer licensing law (S.C. Code Title 38, Chapter 43) does not list one. The license requirements in S.C. Code 38-43-100(F) are being at least 18, good moral character, paying the fees, passing the exam and fingerprints for a background check.

Source: S.C. Code Title 38, Chapter 43.

Are these real South Carolina exam questions?

No. Our practice questions are written by us and are not questions from the actual exam. Prep Retention is not affiliated with Pearson or the South Carolina Department of Insurance.

Good to know

Prep Retention is independent practice material. It is not affiliated with or endorsed by Pearson or the South Carolina Department of Insurance, it is exam review and practice material only, not a pre-licensing or approved course, and no certificate is issued. Our questions are written by us; they are not questions from the actual exam. We do not guarantee that you will pass. Results vary.

Exam details on this page are summaries for study purposes and may change. For official and current information about the exam, scheduling, fees and licensing requirements, check the South Carolina Department of Insurance and the exam provider directly.