Hawaii nonresident insurance producer license
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A nonresident license lets a producer whose home state is elsewhere sell in Hawaii. Nonresident licensing is on the Hawaii exam as well: the licensing part of Section I lists "Nonresident" with HRS 431:9A-108. [1] Here is what the law and the Insurance Division say.
The four conditions (HRS 431:9A-108)
Except as provided in 431:9A-112, a nonresident applicant receives a nonresident producer license if: [2]
- they are currently licensed, and in good standing, as a resident producer in their home state;
- they have submitted the proper request for licensure and paid the fees required by 431:7-101;
- they have submitted the application they filed in their home state, or a completed uniform application instead; and
- their home state gives nonresident producer licenses to Hawaii residents on the same basis.
The commissioner may verify the producer's licensing status through the national producer database. [2]
Fees
The Division's fee schedule for a nonresident producer: [3]
| Item | Fee |
|---|---|
| Initial | $225 |
| Renewal | $150 |
| Reapply within one year of nonrenewal | $450 |
| Reapply within one year of surrender | $150 |
| Reapply after one year of inactivation | $225, applying as a new applicant |
Under HRS 431:7-101, all fees and penalties are nonrefundable, and a renewal fee not paid by the renewal date is increased by a penalty of double the unpaid fee. [4]
Moving states
- Moving between states, or moving out of Hawaii: file a change of address with the commissioner and give certification from the new resident state within thirty days of the change of legal residence. No fee or application is required. Failing to report on time results in a penalty under 431:2-203. [2]
- Leaving Hawaii as a resident: the Division says a resident who moves to another state can no longer hold a resident Hawaii license. Once the new home state issues a resident license, the licensee sends a conversion request and Form AC, and Form AC must be submitted within 30 days of the change of legal residence. [5]
Converting a nonresident license to resident
If you hold an active Hawaii nonresident license and move to Hawaii, the Division asks you to mail: [5]
- a letter requesting license conversion;
- a clearance letter from your previous resident state, within 90 days of the cancellation of that resident license (after 90 days, you must take and pass the Hawaii exam);
- fingerprints; and
- a paper uniform application, with no fee.
The license keeps its existing expiration date after conversion, even if renewal is close. [5] The law also exempts a producer moving to Hawaii from prelicensing education and the exam for lines held in the prior state, if they apply within ninety days of establishing legal residence, unless the commissioner provides otherwise by rule. [6]
Practice questions
1. Which is NOT one of the conditions for a Hawaii nonresident license?
A. A resident license in good standing in the home state
B. Payment of the fees required by 431:7-101
C. A passing Hawaii exam score
D. The home state licensing Hawaii residents on the same basis
Answer: C. (HRS 431:9A-108(a)) [2]
2. A nonresident producer changes home states. How long do they have to report it?
Answer: Thirty days from the change of legal residence, with certification from the new resident state. (431:9A-108(c)) [2]
3. Is there a fee for that change of address filing?
Answer: No. (431:9A-108(c)) [2]
4. What is the nonresident producer initial fee?
Answer: $225. [3]
5. A licensed producer moves to Hawaii. How long do they have to apply for a resident license without the exam?
Answer: Ninety days from establishing legal residence. (431:9A-109(b)) [6]
Study tips
- 431:9A-108 is the nonresident checklist; the same basis rule is reciprocity.
- Thirty days for a change of residence; ninety days to become a resident without testing.
- Test yourself with the free Hawaii insurance law practice test.
Prep Retention is independent and is not affiliated with Pearson VUE or the state.
Sources
Laws and exam documents quoted as of October 2026.
- Pearson VUE, Hawaii content outlines 121201 (effective January 1, 2026): https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/121201.pdf
- HRS 431:9A-108: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0108.htm
- Hawaii Insurance Division, Fee Schedules: https://cca.hawaii.gov/ins/fees/
- HRS 431:7-101: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0007-0101.htm
- Hawaii Insurance Division, Convert an Insurance License: https://cca.hawaii.gov/ins/producers-how-to-convert-an-insurance-license/
- HRS 431:9A-109: https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0009A-0109.htm