Idaho insurance continuing education requirements
Last updated
Once you hold an Idaho producer license, continuing education (CE) keeps it in force. Idaho Code requires a CE statement with every license continuation, and the Department of Insurance's rule IDAPA 18.06.04 sets the hours and the standards. [1] [2] This page explains the rules, using the official Idaho Code and the Idaho Administrative Code.
The basic requirement
- 24 hours every two years: a licensee must complete 24 hours of CE credits, including at least 3 ethics credits, on or before the license renewal date every two years. [2]
- Within the period: each course must be completed within the two year period before renewal, and the same course cannot be repeated in the same renewal period. [2]
- Adjuster courses: no more than four hours from courses approved for adjusters or public adjusters can count toward a producer license. [2]
- Who is covered: the rule applies to resident licensees, except producers licensed to sell only limited lines insurance. [2]
How credit is counted
- Credit is given in full hours only. An hour must include at least fifty minutes of instruction or participation, and no credit is given for partial attendance. [2]
- Internet self-study earns one hour for every fifty minutes of study material, not counting exams. Webinars count as classroom instruction. [2]
- Independent study programs must include an exam requiring a score of seventy percent or better to earn a certificate. [2]
- An instructor or discussion leader earns one hour of credit for each hour taught. [2]
- The sponsor gives each person a certificate of completion within thirty days and reports the list to the Department. The licensee keeps the original certificate as evidence for the two year renewal period. [2]
What qualifies and what does not
Acceptable subjects for producers include insurance, fixed and indexed annuities and risk management; insurance laws and rules; mathematics, statistics and probability; economics; business law; finance; taxes, trusts and estate planning; business management; and securities. [2] Programs that do not qualify include any course used to prepare for an insurance licensing exam, computer science, motivation, psychology or selling skills, and reviews, quizzes or exams. [2] So exam prep, including ours, does not count as CE.
Exceptions and extensions
Exceptions include licensees on extended active duty with the Armed Forces and holders of a temporary license. The advisory committee or the director may also approve an exception or extension for an extraordinary situation, if the licensee asks in writing before the renewal date. [2]
Renewal and late compliance (Idaho Code 41-1013)
A license continues in force if the continuation fee is paid by the expiration date with a written request and a CE statement. A renewal is not complete without both the fee and the completed CE statement, and a license without them expires at midnight on the expiration date. [1] Failing to meet CE by the expiration date is grounds for the director to refuse to continue the license. A licensee may reinstate within ninety days of expiration by submitting proof of all education and an added administrative penalty. After ninety days and up to one year, the person must complete all licensing requirements again, including retesting, a new application and new fees. [1]
Inactive status (Idaho Code 41-1028)
A producer who does not want to stay active may apply for inactive status. While inactive, the producer cannot transact insurance but is exempt from CE. To reactivate, the producer must show twenty hours of CE earned in the twelve months before reactivation, or retest. [3]
FAQ
How many CE hours does an Idaho producer need?
24 hours every two years, including at least 3 ethics hours. [2]
Does an exam prep course count toward CE?
No. Any course used to prepare for a licensing exam does not qualify. [2]
What if I renew late?
Within ninety days you can reinstate with proof of education and an added penalty; after that, up to one year, you must retest and reapply. [1]
Studying for the licensing exam now? Try our free Idaho insurance law practice test.
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Sources
Laws and exam documents quoted as of October 2026.
- Idaho Code 41-1013: https://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH10/SECT41-1013/
- IDAPA 18.06.04, Continuing Education: https://adminrules.idaho.gov/rules/current/18/180604.pdf
- Idaho Code 41-1028: https://legislature.idaho.gov/statutesrules/idstat/Title41/T41CH10/SECT41-1028/